INSIGHTS

What Is Open Banking? Open Banking gives you greater control of your banking data. On 1st July, 2020, the first phase of the Australian...

When purchasing a property, there are multiple ownership structure strategies you can choose to suit your personal financial...

Managing your debt position is one of the most important personal finance responsibilities you need to face. Debt consolidation is a...

What is Rate Lock? Rate lock, is a service provided by the bank to lock the fixed rate for 60 to 90 days during a mortgage application...

SMSF Loan In Australia, you can use self-managed super fund (SMSF) to purchase property for investment purpose. The rental income from...

What is Private Lending? Unlike traditional lending institutions from big banks, private lending is when individual investors lend out...

If you have multiple loans, it may sound like a good idea to roll them into one single debt. This is called debt consolidation, and it...

For most home buyers, the idea of selecting the right lender can be quite time consuming. So here is the question, should you select a...

Are you looking to take on your first mortgage? Here’s some common procedures and what to expect. While inspecting open houses and...

You might’ve heard that real-estate investment is one of the most lucrative investments out there, but is it true? How does real-estate...

When providing individuals with a loan, banks and lenders will consider it a risky business, as the individual may not have the capacity...

Low-doc home loan stands for low documentation home loans. Low-doc loans are a way for small business owners, investors and other ABN...

According to Domain’s First-Home Buyer Report, Sydney’s pandemic property boom leads to significant pressure for first home buyers. It...

The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to support eligible first home buyers to build or...

If you are a homeowner looking to pay off your mortgage loan faster, the split loan strategy can help you increase your monthly...

As the name suggests, passive income generates income for an individual without active efforts to earn such income. Instead of employment...

In simple terms, stored equity is the portion of the value of your house that actually belongs to you. When you purchase a house on...

For the younger audience who wishes to dip their toe into real estate investments, this first home investment strategy could help you...

Residential values are believed to double every 10 years. Investors in real estate are usually motivated by capital growth. The capital...

The start of 2020 was tough. Several economic factors induced by COVID affected the property market, which resulted in people’s...