INSIGHTS

When evaluating your mortgage application, lenders and banks will often carry out valuations of your collateral property to estimate the...

What is Home Loan Pre-Approval? Sometimes referred to as indicative approval or approval in principle (AIP), a home loan pre-approval is...

How to Increase Your Borrowing Power？ The best way to increase your borrowing power is to demonstrate to the lender that you’re...

When looking for a good deal on a home loan, the interest rate matters. A home loan is a long-term debt, so even a small difference in...

What is LMI? Lenders mortgage insurance (LMI) is a kind of insurance used to protect the banks or lending institutions if the borrower...

What Is Cash-Out Refinance? If your property price went up recently, you can apply for a cash-out refinance to replace your existing...

What Is Open Banking? Open Banking gives you greater control of your banking data. On 1st July, 2020, the first phase of the Australian...

When purchasing a property, there are multiple ownership structure strategies you can choose to suit your personal financial...

Managing your debt position is one of the most important personal finance responsibilities you need to face. Debt consolidation is a...

What is Rate Lock? Rate lock, is a service provided by the bank to lock the fixed rate for 60 to 90 days during a mortgage application...

SMSF Loan In Australia, you can use self-managed super fund (SMSF) to purchase property for investment purpose. The rental income from...

What is Private Lending? Unlike traditional lending institutions from big banks, private lending is when individual investors lend out...

If you have multiple loans, it may sound like a good idea to roll them into one single debt. This is called debt consolidation, and it...

For most home buyers, the idea of selecting the right lender can be quite time consuming. So here is the question, should you select a...

Are you looking to take on your first mortgage? Here’s some common procedures and what to expect. While inspecting open houses and...

You might’ve heard that real-estate investment is one of the most lucrative investments out there, but is it true? How does real-estate...

When providing individuals with a loan, banks and lenders will consider it a risky business, as the individual may not have the capacity...

Low-doc home loan stands for low documentation home loans. Low-doc loans are a way for small business owners, investors and other ABN...

According to Domain’s First-Home Buyer Report, Sydney’s pandemic property boom leads to significant pressure for first home buyers. It...

The First Home Loan Deposit Scheme (FHLDS) is an Australian Government initiative to support eligible first home buyers to build or...