Household Expenditure Measure
The Household Expenditure Measure (HEM) is a key tool used by lenders in Australia to gauge how much you typically spend on living...
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hello53493
- Aug 7
- 3 min
How to Increase Borrowing Power
Borrowing power for a mortgage in Australia depends on several factors, including your income, expenses, existing debts, credit score,...
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hello53493
- Aug 7
- 2 min
SMSF Loans
Self-Managed Super Fund (SMSF) loans are a type of financing specifically designed for SMSFs to borrow money for purchasing investment...
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hello53493
- Aug 7
- 2 min
Advantages to Use a Mortgage Broker
In Australia, using a mortgage broker offers several advantages for borrowers. Here are some key benefits: 1. Access to Multiple Lenders...
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hello53493
- Jun 28
- 2 min
How to Become a Mortgage Broker
Becoming a mortgage broker in Australia involves several steps to ensure you meet the regulatory requirements and acquire the necessary...
30
hello53493
- May 27
- 2 min
Loan Pre-approval Application
In Australia, home loan pre-approval is a process whereby a bank or other lending institution conducts an initial review of a borrower's...
20
hello53493
- May 20
- 3 min
What Happens If You Can’t Pay Off Debt?
If you are finding it difficult to manage debt and uncertain about the future, you are not alone. Approximately one-third of Australians...
20
hello53493
- May 13
- 1 min
Visa Requirements for Australian Property Buyers
Australia has clear rules and vetting for the status of property buyers. The following are some of the legal statuses that can be used to...
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hello53493
- May 6
- 2 min
Tips for Property Auction
If you're planning to attend a home auction in the near future, here are some things you should know beforehand to help you avoid the...
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hello53493
- Apr 26
- 2 min
Australian Credit System
The importance of the credit system in Australia cannot be overstated, as it has a direct impact on people's financial activities and...
60
hello53493
- Apr 26
- 2 min
Cash-Out Refinance
What is Cash-Out Refinance? If your property price went up recently, you can apply for a cash-out refinance to replace your existing...
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hello53493
- Apr 26
- 2 min
Development Loan
In most industries, securing funds is always a crucial aspect of any investment endeavor. Utilizing various financing options effectively...
10
hello53493
- Apr 26
- 2 min
Title Types of Property in Australia
In Australia, home buyers may come across different types of property ownership forms, which are known as "Titles". Below are some of the...
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hello53493
- Apr 26
- 2 min
The Impact of Interest Cycle on Property Investment
An interest rate cycle refers to the periodic fluctuation in the interest rate over time, typically influenced by central bank policies,...
50
hello53493
- Apr 26
- 2 min
Maximise Returns from Investment Property
As the Australian population continues to grow, purchasing new investment property to increase rental income could be a good option for...
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hello53493
- Apr 26
- 1 min
Equipment Finance
Many businesses lack the necessary liquid funds to purchase equipment outright, making equipment financing a vital consideration. Even if...
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![[MoreMore Insights] What is Split Loan?](https://static.wixstatic.com/media/33e03f_d690354f7f9b4c608b2ff9dcf0ab662c~mv2.jpg/v1/fill/w_1080,h_610,fp_0.50_0.50,q_90,enc_auto/33e03f_d690354f7f9b4c608b2ff9dcf0ab662c~mv2.jpg)
hello53493
- Mar 12
- 2 min
[MoreMore Insights] What is Split Loan?
A split loan is a type of mortgage or loan structure that allows borrowers to divide their loan into two or more portions with different...
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