INSIGHTS

As 2025 draws to a close, it marks not just the passage of time but the end of a structural era for Australia's credit market. We are witnessing a profound migration of power—from a centralized banking system towards specialized, decentralized advisory networks. This is not a cyclical fluctuation but a fundamental restructuring of the financial intermediation model. The combined weight of regulation, economic gravity, and the vector of client trust is pushing mortgage brokers

The Market Feels Like It's Cooling, But Data Shows Soaring Prices! The Complete Truth About Australia's Real Estate Market Walking into an auction, the competition no longer seems as fierce as it was at the start of the year, yet the latest data from Domain shows clearance rates in Sydney and Melbourne still holding firm at high levels around 65%. Your Feelings Are Deceiving You: Over the past 12 months, national housing prices actually rose by 6.1%, hitting a new two-year hi

Breaking: 5% Deposit Scheme Applications Have Skyrocketed. Here’s Your Insider Guide. The floodgates have opened. Since the Australian Government supercharged the 5% Deposit Scheme in October 2025, we've seen a 200% surge in mortgage applications. For hopeful homebuyers, this means one thing: the race is on, and the rules have changed. The expansion of the 5% Deposit Scheme was the news Sydney first-home buyers were waiting for. But this unprecedented opportunity has triggere

The single biggest change to first home buyer assistance in Australia is coming. On 1 October 2025, the government's Home Guarantee...

If you’ve been watching Australia’s apartment market over the past half-decade, you’ve seen it all—plunging rents, skyrocketing prices,...

At MoreMore Finance, we specialise in helping Australians secure affordable and flexible car loans — whether you're buying a personal...

For many young Australians and new migrants, purchasing their first home is both a major milestone and a significant challenge. The good...

Purchasing your first home is a major life achievement—but in today’s competitive market, it can seem daunting. With the Labor Party’s...

Here’s your clean, step-by-step pathway to becoming a mortgage broker in Australia, focused on action steps and insider tips to...

Australia's mortgage broking industry has experienced remarkable market share growth over the past decade. According to March 2025 data...

The complete replacement of mortgage brokers by AI in Australia is unlikely to happen in the near future, and it may never happen...

When purchasing residential property in Australia, deciding whether to buy under a company, trust, or personal name depends on factors...

A  Low Doc Home Loan  in Australia is a type of mortgage designed for borrowers who may not have the standard documentation required for...

A mortgage refinancing (refinancing) refers to transferring an existing mortgage to another financial institution or changing the terms...

The "Bank of Mum and Dad" (financial assistance from parents or family) plays a significant role in helping Australians buy property,...

Australian investors continue to choose to engage in real estate for a variety of reasons. Purchasing real estate with the intention of...

If you're feeling the strain of high home loan repayments, negotiating a better interest rate can be a game changer. Regularly reviewing...

In Australia, a "foreclosure property" refers to a property that has been repossessed by a bank or other financial institution because...

When purchasing property in Australia, leveraging a variety of specialized websites can enhance your search, provide in-depth insights,...

Recently, many clients have chosen to purchase property through a self-managed super fund (SMSF) due to its clear advantages. Today,...