INSIGHTS

In most industries, money will always be the very most important factor in any investment. The proper use of various financing will...

Buying a house is different from buying general goods. The price of the house can be negotiated and flexible. Buyers can conduct their...

If you want to own a brand new house in Australia, you need to know how to buy House and Land Package. Most new communities in Australia...

What is Credit Score? A credit report is a document that records the history of a person's credit activities and reflects the person's...

In 2022, home loan interest rates began to rise slowly. How can you prepare for an interest rate rise? Why are Interest Rates Rising? In...

The average holding time for Australian property is reported to be 10.6 years, meaning that it is very common for a property owner to...

Investment properties have always been a favorable type of investment among Australian investors. If you are looking to invest through...

When international students study in Australia, some parents buy real estate for them. However, with the popularization of real estate...

What is Property Settlement? Property settlement is the process of transferring ownership of a property from a seller to a buyer. This is...

What is Mortgage Repayment Holiday? A repayment holiday is exactly as the name suggests, to free yourself from your usual debt repayment...

Different from traditional mortgage applications, low doc applications do not require lots of paperwork when applying. In addition to...

What Is Stamp Duty? Stamp duty is a one-time government fee. When you buy land or property and some other assets, you need to pay stamp...

Mortgage Application Processing Time The mortgage loan application processing time can vary significantly across different lenders and...

When we apply for a loan, there are many loan institutions in the market for us to choose from, including the four big banks and other...

When evaluating your mortgage application, lenders and banks will often carry out valuations of your collateral property to estimate the...

What is Home Loan Pre-Approval? Sometimes referred to as indicative approval or approval in principle (AIP), a home loan pre-approval is...

How to Increase Your Borrowing Power？ The best way to increase your borrowing power is to demonstrate to the lender that you’re...

When looking for a good deal on a home loan, the interest rate matters. A home loan is a long-term debt, so even a small difference in...

What is LMI? Lenders mortgage insurance (LMI) is a kind of insurance used to protect the banks or lending institutions if the borrower...

What Is Cash-Out Refinance? If your property price went up recently, you can apply for a cash-out refinance to replace your existing...