INSIGHTS

With the Christmas and New Year holidays approaching, we are facing more spending plans than usual as we enjoy our year-end vacations. It...

The advantages of redraw facility 1. By increasing your monthly installments or making additional one-time payments, you can increase...

Interest-only loans are home loans that allow borrowers to delay the principal repayment of the borrowed amount for a term, usually 1 to...

In the process of purchasing a home, gaining knowledge and comprehension of mortgage interest rates is a pivotal step. Mortgage interest...

The question of whether to place property under personal, company, or trust ownership is the most advantageous? This is a common issue...

The bank valuation is an assessment of the property's value conducted by a qualified valuer. This valuation is typically ordered by the...

Depreciation is a crucial idea for Australian real estate investors. You might be able to save money on taxes if you deduct the cost of...

Investing in real estate to build wealth over the long term is a proven strategy. However, there are expenses and fees associated with...

The HEM (Household Expenditure Measure) was developed by the Melbourne Institute of Applied Economics in 2011 as a measure that reflects...

In Australia, all income earned by individuals needs to be taxed. However, investment properties can enjoy tax benefits for various...

Mortgage top up & equity release basically means to increase your existing home loan. The extra funds can be used for different purposes...

Australian bank loans have two ways of loan repayment, one is the principal and interest, the other is interest only. Many home buyers...

Refinancing is the process that is replacing your existing home loan with a new one, either with your current lender (i.e. internal...

Many countries are not allowing temporary visa holders to get a mortgage. But in Australia, temporary visa holders or foreign investors...

When purchasing a property, there are multiple ownership structure strategies you can choose to suit your personal financial...

With interest rates constantly rising，if you have a variable rate loan, your monthly payments are starting to get higher. But borrowers...

Saving up for a home deposit is not easy, government's Home Guarantee schemes could help. What is the First Home Guarantee? The First...

Recently some banks increased their variable and fixed rates, and currently the 2 years fixed rate is as low as 5.49%. So if you are to...

For every new immigrant who plans to buy a property and settle in Australia, it is necessary but complex to have a clear understanding of...

In Australia, purchasing a car may require a large amount of money. In order to help people achieve their vehicle dreams, car loans have...