INSIGHTS

When purchasing a property, there are multiple ownership structure strategies you can choose to suit your personal financial...

With interest rates constantly rising，if you have a variable rate loan, your monthly payments are starting to get higher. But borrowers...

Saving up for a home deposit is not easy, government's Home Guarantee schemes could help. What is the First Home Guarantee? The First...

Recently some banks increased their variable and fixed rates, and currently the 2 years fixed rate is as low as 5.49%. So if you are to...

For every new immigrant who plans to buy a property and settle in Australia, it is necessary but complex to have a clear understanding of...

In Australia, purchasing a car may require a large amount of money. In order to help people achieve their vehicle dreams, car loans have...

In Australia, different types of trusts are widely used for investments, family financial affairs and business purposes. Most people use...

In 2023, there will be approximately 880,000 Australian households facing their mortgage fixed rate expiry. And these households had been...

What is First Home Guarantee? The First Home Guarantee (FHBG) is part of the Home Guarantee Scheme (HGS), an Australian Government...

Both redraw facility and offset account can help reduce your loan interest charges. Let’s see how they differ and which one might best...

What is Low-Doc Home Loan Application? Loan approval requires borrowers to provide their income proof to confirm their repayment ability....

What is the Six-Year Rule? Australian Tax Office (ATO) stipulates that each family can only own one principal residential property at one...

Nowadays it is quite common for Australians to buy vacant land and build houses on top. But the whole process could be relatively...

Borrowing power refers to the amount of money a bank can approve for a loan based on an individual's financial situation. Having a high...

What is Refinance? Refinance is the process of replacing a current loan with a new one. Usually the purpose of refinance is to...

Australia is one of the few countries implementing negative gearing. If you plan to invest in Australian properties, or are interested in...

For most people, meeting the cost of living in retirement is a challenge. Fortunately, people in Australia have superannuation accounts...

Property investors tend to focus on cash flow and capital gain, but it is difficult to have both. This is because in Australia, positive...

Check Financial Capacity It is crucial for buyers to make sure they have sufficient funds before considering bidding on a property, so it...

Introduction The First Home Buyer Choice now offers first home buyers the option of paying annual property tax to purchase their...