INSIGHTS

For most people, meeting the cost of living in retirement is a challenge. Fortunately, people in Australia have superannuation accounts...

Property investors tend to focus on cash flow and capital gain, but it is difficult to have both. This is because in Australia, positive...

Check Financial Capacity It is crucial for buyers to make sure they have sufficient funds before considering bidding on a property, so it...

Introduction The First Home Buyer Choice now offers first home buyers the option of paying annual property tax to purchase their...

Do You Know the Australian Tax System? In Australia, there are three levels of the tax system, namely federal taxes (e.g. personal income...

Australian bank loans have two ways of loan repayment, one is the principal and interest, the other is interest only. Many home buyers...

What is Rentvesting？ Rentvesting could be a wise strategy for buyers who want to enter the real estate market. This can help them deal...

Australia is one of the livable countries in the world. People from many countries migrate to Australia in pursuit of a high-quality...

Australia recognises the private ownership of land, and owners have permanent ownership of the property. Property title can be divided...

Many countries are not allowing temporary visa holders to get a mortgage. But in Australia, temporary visa holders or foreign investors...

What is Lenders Mortgage Insurance? Lenders mortgage insurance (LMI) is a kind of insurance used to protect the banks if the borrowers...

Australia has launched a series of policies to encourage people to buy their properties. If you want to buy your first home, you must not...

Many people could get confused with the types of properties in Australia. House? Terrace? Duplex? Are they the same? Today, we will have...

In Australia, all income earned by individuals needs to be taxed. However, investment properties can enjoy tax benefits for various...

Mortgage top up basically is to increase your existing home loan. The extra funds can be used for different purposes like buying a new...

Nowadays, more people are seeking high-quality lifestyles, and living condition is an essential part of their requirements. For those who...

Property prices over the years: Over the past years, the average price of dwellings by states has increased quite a lot, especially with...

If you are planning on refinancing, the first question that comes up is which lender to go with. People could get comfortable with their...

Why would some banks still decline the mortgage application after pre-approval? It might simply because of the property type not meeting...

There are different ways to reduce tax liability and increase the returns on investment properties. Investors use the interest paid,...