INSIGHTS

Recently, there has been an increasing number of clients consulting about real estate and looking for good deals. Therefore, we have...

When evaluating a home loan, it’s essential to consider interest costs. As not only will you cover the interest charged on loan balance...

Recently, an increasing number of buyers are investing in commercial real estate in Australia. Commercial properties offer higher rental...

A Low Doc (Low Documentation) Loan is a type of loan designed for borrowers, particularly self-employed individuals or small business...

The Household Expenditure Measure (HEM) is a key tool used by lenders in Australia to gauge how much you typically spend on living...

Borrowing power for a mortgage in Australia depends on several factors, including your income, expenses, existing debts, credit score,...

Self-Managed Super Fund (SMSF) loans are a type of financing specifically designed for SMSFs to borrow money for purchasing investment...

In Australia, using a mortgage broker offers several advantages for borrowers. Here are some key benefits: 1. Access to Multiple Lenders...

Becoming a mortgage broker in Australia involves several steps to ensure you meet the regulatory requirements and acquire the necessary...

In Australia, home loan pre-approval is a process whereby a bank or other lending institution conducts an initial review of a borrower's...

If you are finding it difficult to manage debt and uncertain about the future, you are not alone. Approximately one-third of Australians...

Australia has clear rules and vetting for the status of property buyers. The following are some of the legal statuses that can be used to...

If you're planning to attend a home auction in the near future, here are some things you should know beforehand to help you avoid the...

The importance of the credit system in Australia cannot be overstated, as it has a direct impact on people's financial activities and...

What is Cash-Out Refinance? If your property price went up recently, you can apply for a cash-out refinance to replace your existing...

In most industries, securing funds is always a crucial aspect of any investment endeavor. Utilizing various financing options effectively...

In Australia, home buyers may come across different types of property ownership forms, which are known as "Titles". Below are some of the...