INSIGHTS

The Household Expenditure Measure (HEM) is a key tool used by lenders in Australia to gauge how much you typically spend on living...

Borrowing power for a mortgage in Australia depends on several factors, including your income, expenses, existing debts, credit score,...

Self-Managed Super Fund (SMSF) loans are a type of financing specifically designed for SMSFs to borrow money for purchasing investment...

In Australia, using a mortgage broker offers several advantages for borrowers. Here are some key benefits: 1. Access to Multiple Lenders...

Becoming a mortgage broker in Australia involves several steps to ensure you meet the regulatory requirements and acquire the necessary...

In Australia, home loan pre-approval is a process whereby a bank or other lending institution conducts an initial review of a borrower's...

If you are finding it difficult to manage debt and uncertain about the future, you are not alone. Approximately one-third of Australians...

Australia has clear rules and vetting for the status of property buyers. The following are some of the legal statuses that can be used to...

If you're planning to attend a home auction in the near future, here are some things you should know beforehand to help you avoid the...

The importance of the credit system in Australia cannot be overstated, as it has a direct impact on people's financial activities and...

What is Cash-Out Refinance? If your property price went up recently, you can apply for a cash-out refinance to replace your existing...

In most industries, securing funds is always a crucial aspect of any investment endeavor. Utilizing various financing options effectively...

In Australia, home buyers may come across different types of property ownership forms, which are known as "Titles". Below are some of the...

An interest rate cycle refers to the periodic fluctuation in the interest rate over time, typically influenced by central bank policies,...

As the Australian population continues to grow, purchasing new investment property to increase rental income could be a good option for...

Many businesses lack the necessary liquid funds to purchase equipment outright, making equipment financing a vital consideration. Even if...

A split loan is a type of mortgage or loan structure that allows borrowers to divide their loan into two or more portions with different...